Debt in the UK continues to rise at a much higher rate than the average household income. High borrowing as many may think, is not limited to those restricted by a low income.The media has revealed more than a few rich and famous people that have fallen into the debt trap.  From royalty to ex-millionaires, all types of people have been named for spending above their means. It is a well known fact that, for most of us, when riches increase so does our level of spending.